What It Does
Corporate Financial Health Assessor evaluates key financial ratios and returns a composite score, risk levels, and practical improvement suggestions. It is useful for monthly reviews, budget meetings, and pre-financing internal checks.
Core Metrics and Formulas
- Current Ratio = Current Assets / Current Liabilities
- Debt Ratio = Total Liabilities / Total Assets x 100%
- Net Profit Margin = Net Profit / Revenue x 100%
- Return on Equity = Net Profit / Shareholder Equity x 100%
- Gross Margin = (Revenue - Cost of Goods Sold) / Revenue x 100%
How to Use
- Select analysis mode: basic, comprehensive, or trend.
- Enter balance-sheet and income-statement values, then choose an industry benchmark.
- In trend mode, add previous period data and short series for dynamic judgement.
- Review score, risk levels, ratio comparison, consistency checks, and detailed report.
- Export the report when you need records for team communication.
Typical Scenarios
- Monthly management review and operating performance recap
- Budget planning and variance tracking
- Financial health pre-check before credit or financing discussions
- Side-by-side quality comparison across business lines
Notes
- This tool supports management analysis and does not replace audit, tax, or advisory opinions.
- Keep input units and accounting scope consistent to avoid misleading conclusions.
- Interpret trend results together with industry cycles and one-off events.